Senior Credit and Risk Underwriter

Senior Credit and Risk Underwriter

A leading payment services company in Dublin is looking to hire a Senior Credit and Risk Underwriter. They are offering an amazing opportunity to grow your career in financial services. This role brings with it, pension, 22 days of Annual Leave, health and life insurance.

Key Responsibilities of a Senior Credit and Risk Underwriter:

• Risk assessment of merchant business models and financial profiles in the POS (Point-of-Sale), MOTO (Mail Order/ Telephone Order), and ECOM (E-Commerce) transaction environment

• Financial analysis based on business model risk, financial statements, forecasts, credit bureau data etc.

• Quantification of chargeback risk exposure and potential collateral / reserve requirements to mitigate risk

• Verification of adherence to AML /KYC, compliance requirements, scheme rules and credit risk guidelines

• Transaction monitoring, periodic credit reviews and scheme compliance

• Involvement in coaching and oversight to optimise development, portfolio risk management and team performance in accordance with company objectives

• Various risk reporting, investigating and oversight tasks

• Risk event escalation plus involvement in the preparation of regular portfolio performance reporting and presentation to senior management.

• Internal contact for risk management and compliance enquiries

• Training of partners and merchants on risk management processes

Key Requirements of a Senior Credit and Risk Underwriter:

• Strong commercial and financial analysis skills with 4 years relevant experience in credit analysis, risk and/or underwriting (preferably in a regulated fintech, payment or banking entity)

• Thorough style with inherent attention to detail, risk awareness, business acumen and curiosity

• A team player with adaptable communication, negotiation and prioritisation skills to succeed within a fast paced, customer focused, effective risk team

• Strong command of excel

• Relevant 3^rd level degree in business / finance

• Excellent English (verbal and written) essential, German a distinct advantage.